UV Filters - A Waste of Time & Money

Please vote in the comments. Have you ever:
Smashed a UV filter?
Smashed the front element of your lens (not using a UV filter)?
I maintain that a smashed UV filter doesn't mean it protected your lens (like a secret service agent taking the bullet) - rather it smashed and arguably it would not have had the same impact on your lens itself.

Love to hear your thoughts - this is based on my experience, and as I say there may be some specific situations it is useful, but for 99% of people, and in 99% of situation, they are a total waste of money.

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